Home

Instant access to earned but unpaid wages

Employers Employees

Employers can help their employees take complete control of their finances with Unify's instant pay advances. With Unify employees can plan ahead and access their earned but unpaid wages when they need them most

Pay Advance, Salary Advance, Financial Wellbeing

Great for Employees

We are the cash point for your wages. Not a loan.

  • Your Money Easy access to your earned wages when you need them. Just a couple of taps needed
  • No interest Just a single standard ATM charge for each pay advance
  • No credit checks You wouldn't expect a credit check at a cash point?
  • No fuss No need to worry about repayment. We reconcile with your pay through payroll

Great for Employers

Financially healthy employees are happier employees

Pay Advance, Salary Advance, Financial Wellbeing

Better Retention

Instant pay advances have been proved to reduce employee turnover by an average of 20%

Pay Advance, Salary Advance, Financial Wellbeing

Attract More Talent

38% of people said they would move to an Employer who prioritised financial wellbeing

Pay Advance, Salary Advance, Financial Wellbeing

Motivate

Employees see the benefit of every day they work, immediately. Unify is available to all employees regardless of income, status or credit file

Pay Advance, Salary Advance, Financial Wellbeing

Increase Productivity

Lost productivity due to financial worries is estimated to be hitting bottom line profits by 4%

How Does It Work?

Employees

can access your pay with a few taps...

Pay Advance, Salary Advance, Financial Wellbeing

For each day you work you accumulate an available balance

Pay Advance, Salary Advance, Financial Wellbeing

You can take an advance on your pay up to your available balance, at any time

Pay Advance, Salary Advance, Financial Wellbeing

On pay day we reconcile your pay advances and you receive the balance of your pay cheque

Employers

can access a free-to-offer Employee benefit with very little downside...

Pay Advance, Salary Advance, Financial Wellbeing

Integrates into existing payroll processes

Pay Advance, Salary Advance, Financial Wellbeing

Industry leading security features

Pay Advance, Salary Advance, Financial Wellbeing

Fully compliant with law and regulation. GDPR compliant

Pay Advance, Salary Advance, Financial Wellbeing

No requirement to pre-fund payroll. We provide the capital

Employees

can access your pay with a few taps...

Pay Advance, Salary Advance, Financial Wellbeing

For each day you work you accumulate an available balance

Pay Advance, Salary Advance, Financial Wellbeing

You can take an advance on your pay up to your available balance, at any time

Pay Advance, Salary Advance, Financial Wellbeing

On pay day we reconcile your pay advances and you receive the balance of your pay cheque

Employers

can access a free-to-offer Employee benefit with very little downside...

Pay Advance, Salary Advance, Financial Wellbeing

Integrates into existing payroll processes

Pay Advance, Salary Advance, Financial Wellbeing

Industry leading security features

Pay Advance, Salary Advance, Financial Wellbeing

Fully compliant with law and regulation. GDPR compliant

Pay Advance, Salary Advance, Financial Wellbeing

No requirement to pre-fund payroll. We provide the capital